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UCO Business · Legal & Service Governance

Refund & Cancellation Policy

Core Commercial Policy

Effective Date
09 October 2026
Last Updated
09 October 2026
Version
Draft 1.0

This policy applies to eligible paid Services purchased directly from UCO Business. Mandatory consumer rights remain unaffected.

1. General Principle

Refund eligibility depends on the Service purchased, whether work has begun, whether a booking or capacity has been reserved, whether third-party expenses have been incurred, and any specific terms shown at checkout or in a signed agreement.

2. Guidance and Application Services

Fees attributable to work already performed, research completed, counselling delivered, document review undertaken, application work commenced, interview preparation delivered or capacity reserved may be non-refundable to the extent permitted by law.

3. Cancellations Before Work Begins

Where a client cancels before substantial work begins, eligible prepaid amounts may be refunded after deduction of disclosed non-recoverable expenses or non-refundable components.

4. Duplicate or Incorrect Charges

Verified duplicate charges or demonstrable billing errors will be corrected or refunded.

5. Refund Method

Approved refunds are ordinarily returned through the original payment method where technically possible. Banks and payment providers control settlement times.

6. Requesting a Refund

Email connect@ucobusiness.com with your name, account email, transaction reference, Service purchased, purchase date and a brief explanation.

7. Statutory Rights

Nothing in this policy limits rights that applicable law does not permit us to exclude.